Attorney at Law

Blaine believes exceptional relationships build the best lives.  Exceptional relationships have the power to uplift and transform, helping people experience life at the highest possible level.  For the past 12 years Blaine has worked hard to forge these relationships with clients, seeking to understand their needs while walking through difficult circumstances with them to successfully achieve their goals.

After graduating from college, Blaine worked for a large life insurance company.  He saw firsthand the tremendous needs and challenges faced by hard-working Americans.  Many of his clients had needs that insurance simply could not cover.  Blaine often witnessed families who, in spite of working hard, were constantly being taken advantage of by predatory lenders, pay-day-loans, and rent-to-own schemes.  Often, these clients became trapped in an endless cycle of credit card debt, struggling to make monthly interest payments and without the money or power to stand up for themselves.

Blaine remembers his own family’s struggles with credit card debt and the painful, embarrassing telephone calls from debt collectors.  At the time, his mother was in a battle for her life, fighting advanced breast cancer.  The debt collectors would call in the evening around supper time, harassing and criticizing, not caring about the family’s struggles.  After witnessing his mother crying because of an abusive debt collector’s call, Blaine knew that he must do something.

Blaine made a decision that would change the course of his life, and the lives of his clients.  As a result of these painful experiences, Blaine decided that if he ever had the chance, he would fight to defend and protect families from abusive debt collection.  Blaine began his journey to protect families by attending law school. 

As a credit injury lawyer, Blaine fights to protect consumers who have suffered injury to their credit scores because of the negligence and recklessness of the “Big Three” credit reporting agencies.  Millions of Americans are victims of inaccurate information contained in their consumer credit files.  The infamous Equifax hack in 2017 resulted in the theft of private information from more than 170 million Americans and has left a path of personal financial destruction in its wake.

More troubling, the “Big Three” as they are collectively known, Equifax, Experian and Trans Union often mismatch credit and personal information between persons having similar names.  This is known as file mixing. When consumer’s files are mixed, innocent consumers are harmed in a number of ways.  Consumers with mixed credit files may be denied a mortgage loan, lose a job opportunity or a security clearance, be unable to rent an apartment or purchase home or auto insurance. Even if they are able to do these things, they may pay a much higher price.

Blaine represents clients in lawsuits against the “Big Three” for violations of the federal Fair Credit Reporting Act (FCRA).  Consumers have a right to have their credit information reported accurately.  When people are harmed by the recklessness of the credit reporting agencies, the Fair Credit Reporting Act provides a practical set of solutions, including money awards.  Because the FCRA requires the defendant to pay attorney fees, hard-working consumers are able to get access to the highest quality representation without sacrificing their budget in order to find help.

Blaine is committed to advancing the cause of his clients and has been an active member of the National Association of Consumer Advocates since 2012.  NACA attorneys’ practice in every state in the country and Blaine works collaboratively with attorneys from California to Virginia, Texas and Louisiana.  Having access to the most comprehensive network of consumer rights professionals in the nation allows Blaine to find answers to complicated consumer law questions by working closely with some of the best and brightest minds in consumer law.

For Blaine, his clients are more than a case number, which is why he stays in touch with many of them. In fact, he regularly calls former clients to simply catch up and see how they’re doing.